Make your Missouri living trust.

How it works

1. 1

   Answer a few questions

   About your assets, trustees, and beneficiaries.

2. 2

   Download your trust

   A complete, personalized revocable living trust, formatted for Missouri.

3. 3

   Sign and fund

   Sign the trust. Fund it by transferring assets into its name (notarization strongly recommended if real estate is involved).

Joint or individual

Married couples can make one joint Missouri living trust that both spouses sign, in place of an individual one. The questionnaire asks which you want, and Will.com generates either.

Signing a Missouri living trust

No formal execution requirements beyond settlor signature; notarization strongly recommended when funding real property

Proving your Missouri trust without handing it over

When a bank, brokerage, title company, insurer, or transfer agent asks to see your trust, Missouri law lets your trustee give them a short certification of trust instead (Mo. Rev. Stat. §456.10-1013). It states that the trust exists, who the trustee is, and what the trustee may do. It leaves out who inherits and what each person receives, so your beneficiaries stay private.

Will.com generates the Missouri Certification of Trust alongside your trust, built to the contents that section requires. Sign it in front of the same notary, at the same sitting as the trust, then give out copies of the certification rather than the trust itself.

Tenancy by the entirety

Missouri recognizes tenancy by the entirety (Real property, by the exception in Mo. Rev. Stat. §442.450 rather than by an affirmative definition: every interest in real estate granted or devised to two or more persons is a tenancy in common unless the grant or devise expressly declares a joint tenancy, other than an interest granted or devised to executors, to trustees, or to a husband and wife. Missouri's tenancy by the entirety is a common-law estate that the section leaves standing; no Missouri section defines the estate or lists its incidents.). It's a form of co-ownership available only to married couples. Neither spouse can convey or encumber the property acting alone, and at the first death it passes to the surviving spouse by survivorship, outside probate. Whether it also puts the property beyond the reach of a creditor of one spouse alone is a separate question the states answer differently, so confirm what the tenancy does in Missouri before relying on it as creditor protection. When you transfer such property into a revocable trust, you may lose whatever entireties protection it carries unless your trust is drafted to preserve it.

Funding Missouri real estate into the trust

To transfer Missouri real estate into your trust, you sign a new deed conveying the property from yourself to yourself as trustee, then record the deed with the Recorder of Deeds of the county where the property is located (Mo. Rev. Stat. §§59.010, 442.380). The trust does not control real estate unless the deed transfer is recorded.