will.com / Living trust
A living trust that avoids probate — generated in your browser
A revocable living trust does everything a will does — and more. It passes your estate directly to your beneficiaries, without a court, and stays private. Coming to will.com soon.
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Living trust vs. will — what’s the difference?
| Feature | Living trust | Will |
|---|---|---|
Avoids probate Trust assets pass directly to beneficiaries — no court process. | ✓ | — |
Keeps estate private Wills become public record. Trusts do not. | ✓ | — |
Takes effect immediately A trust can manage assets if you become incapacitated, not just at death. | ✓ | — |
Names a guardian for minor children Only a will can name a guardian. Trusts and wills are often used together. | — | ✓ |
Simple to set up A will is simpler. A trust takes more work but does more. | — | ✓ |
Free will.com's will is free. A living trust will cost $99–149 on will.com. | — | ✓ |
Most people with young children use a will and a trust together — the trust handles assets, the will names the guardian.
Who needs a living trust?
- →You own real estate (especially in multiple states)
- →You have significant assets and want to avoid probate
- →You value privacy — wills become public record, trusts don't
- →You want the trust to manage your assets if you become incapacitated
- →You have a blended family or complex inheritance wishes
- →Your estate may owe state estate tax
If none of the above apply — if you rent, have modest assets, and want to keep things simple — a will alone is sufficient for most people.
Start with a will while you wait
A will is the foundation of any estate plan. It’s free, takes 10 minutes, and gives you legal protection right now. The living trust can supplement it when it’s available.
Make my will — it’s free →