Will.com / Living trust / Kentucky
KY · Revocable Living Trust
Make your Kentucky living trust.
Skip probate, keep your estate private, and stay in control while you're alive. Legally valid in Kentucky. Free to create, or add secure online document storage with the $29/year subscription.
Kentucky living trust requirements
How it works
- 1
Answer a few questions
About your assets, trustees, and beneficiaries.
- 2
Download your trust
A complete, personalized revocable living trust, formatted for Kentucky.
- 3
Sign and fund
Sign the trust. Fund it by transferring assets into its name (notarization strongly recommended if real estate is involved).
Signing a Kentucky living trust
No formal execution requirements beyond settlor signature; notarization strongly recommended when funding real property
Tenancy by the entirety
Kentucky recognizes tenancy by the entirety (Real property only — KRS 381.050; entireties survivorship does not extend to bank accounts, brokerage accounts, or other personal property in Kentucky). It's a form of co-ownership available only to married couples that provides automatic survivorship and creditor protection from individual debts. When you transfer such property into a revocable trust, you may lose the tenancy-by-entirety protection unless your trust is drafted to preserve it.
Funding Kentucky real estate into the trust
To transfer Kentucky real estate into your trust, you sign a new deed conveying the property from yourself to yourself as trustee, then record the deed with the County Clerk of the county where any deeded Trust property lies for the county where the property is located. The trust does not control real estate unless the deed transfer is recorded.
Two tiers, both private
Free: nothing leaves your browser. No account, no storage. Clear your answers whenever.
Subscription ($29/year): zero-knowledge encrypted storage. We store the ciphertext; only you hold the key. Edit and update as life changes.
Ready to create your trust?
Whatever you decide today, your family won’t have to guess. Start free, or save it to your account for $29 a year.