Estate plan

Iowa

Everything to plan your estate in Iowa: execution requirements, the documents we generate, statutory citations, and the exact wording our generators insert.

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Will, living trust, durable power of attorney, and healthcare directive. All four documents, all valid in Iowa, all for $29/year.

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Iowa content last reviewed May 18, 2026.

Will

2W

Trust

POA

N

HC Directive

2W

E-will

Not adopted

RON

Limited

Since 2019, not all documents

ROW

Some documents

Remote online witnessing

Community property

No

Minimum age

18

NW + N = N witnesses + notarizationNW = N witnesses, no notarizationN = notarization, no witnesses = no formal requirements
1

Will

Iowa Code §633.264 et seq.

Witnesses: 2 required

Two competent witnesses must sign in the presence of the testator and each other (Iowa Code §633.279(1)); 'presence' includes electronic presence in real time under §633.279(5) (2023 Acts ch 133)

Witnesses sign together: Required

Iowa requires the attesting witnesses to sign in each other's presence; signing within a reasonable time of one another is not sufficient.

Notarization: Recommended

Not legally required, but recommended for self-proving affidavit

Holographic will: Not valid

Iowa does not recognize handwritten wills without witnesses

Self-proving affidavit: Available

Allows the will to be admitted to probate without witness testimony

2

Living Trust

Witnesses: None required

No formal execution requirements beyond settlor signature; notarization strongly recommended when funding real property

Notarization: Recommended

Not legally required for the trust document, but needed to transfer real property

3

Durable Power of Attorney

Witnesses: None required

No witnesses required for power of attorney

Notarization: Required

Notarization is required for a valid durable power of attorney

State-specific notes

Acknowledged before a notary public. Iowa Code §633B.105
Durability is presumed unless the instrument expressly provides that it is terminated by the incapacity of the principal (Iowa Code §633B.104)
4

Durable Power of Attorney for Health Care

Iowa Code §144B.1-144B.12 (Durable Power of Attorney for Health Care); Iowa Code §144A.1-144A.12 (Life-Sustaining Procedures Act, governing the Living Will portion of this Healthcare Directive)

Witnesses: 2 required

Iowa requires 2 witnesses

Notarization: Not required

Notarization is not required but may be accepted

State-specific notes

Witness disqualifications under Iowa Code §144B.3(2): attending health-care provider, employee of attending provider, the named attorney in fact, and any individual under 18 years of age
At least one witness must not be related to the principal by blood, marriage, or adoption within the third degree of consanguinity (§144B.3(3))
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Disposition of Remains Authorization

Names the agent who controls funeral, burial, or cremation decisions, with optional preferences.

HIPAA Authorization

Stand-alone PHI release that survives death for the period you specify, separate from the in-life authorization in your healthcare directive.

Nomination of Conservator

Pre-nominates the person you want a court to appoint if a conservator (or guardian of the estate) is ever needed.

Business Succession Declaration

Identifies your interests in any closely-held businesses and how they should be transferred or wound down.

Real-Estate Retitling Checklist

Step-by-step instructions for transferring real-property deeds into your trust so the trust actually controls those assets.

Letter of Instruction

Non-binding personal note to your executor and family: where to find documents, account access, funeral wishes, and other practical guidance.

Free vs. paid

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All 4 state-specific documents
State-specific signing guide
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Covers real estate, business, digital, and funeral wishes
Disposition of remains authorization
Standalone HIPAA authorization
Nomination of conservator
Business succession declaration
Real-estate retitling checklist
Special needs trust provisions
Letter of instruction, pre-filled and editable
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Annual review reminder
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Electronic will status

Iowa has not adopted electronic will legislation. A traditional paper will with physical signatures is required.

Digital assets access

Iowa has adopted RUFADAA (2017). This is the Revised Uniform Fiduciary Access to Digital Assets Act, which lets your executor, trustee, or agent access your email, social media, cryptocurrency wallets, cloud storage, and other digital accounts after death or incapacity.

To take advantage of RUFADAA, your will, trust, or power of attorney must explicitly grant authority to access digital assets. Without explicit authorization, service providers can deny access even to a court-appointed executor.

Remote online notarization (RON)

Iowa authorized RON in 2019.

Will

Not allowed

Trust

Allowed

POA

Allowed

Remote online witnessing (ROW)

Iowa allows remote online witnessing for some estate planning documents. Witnesses can observe your signing over a live video call instead of being physically present. Iowa permanently authorized electronic-presence witnessing under §633.279(5) (added by 2023 Acts ch 133); 'presence' includes any manner, physical or electronic, in which the witness and testator can see and hear the acts of each other in real time. Counterparts execution permitted under §633.279(3) when remote signing is used.

Will

Allowed

Trust

Not allowed

POA

Not allowed

HC Directive

Not allowed

This information is general in nature and not legal advice. Laws change. Consult a licensed estate planning attorney in Iowa for guidance specific to your situation.

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