will.com / Living trust
Create a living trust online, free
A living trust lets your family skip probate, the months-long court process that happens when you pass away with only a will. Your assets transfer directly to your beneficiaries, privately and on your timeline.
What a living trust does
A revocable living trust is a legal arrangement where you transfer ownership of your assets (home, bank accounts, investments) into a trust while you’re alive. You remain in full control as the trustee. Nothing changes day to day.
When you pass away, your successor trustee distributes everything according to your instructions, without going to court. No probate, no public records, no months of waiting.
“Revocable” means you can change or cancel the trust at any time while you’re alive. It’s your property, your rules.
Why skip probate
Time. Probate takes 6 to 18 months in most states. A trust distributes assets in weeks.
Cost. Probate fees range from 2% to 7% of the estate in some states. Attorney fees, court costs, and executor commissions add up.
Privacy. Probate is a public court proceeding. Anyone can look up what you owned and who inherited it. A trust is private.
Control. A trust lets you set conditions. You can distribute assets over time, set age thresholds for younger beneficiaries, or provide for a surviving spouse while preserving assets for children.
Who should consider a living trust
Homeowners. Real estate is the most common reason people create a trust. Transferring a home through probate is slow, public, and can delay a sale.
People in high-probate-cost states. States like California, Florida, and New York have especially expensive or slow probate processes. A trust is worth more in these states.
Blended families. A trust gives you precise control over who gets what, and when. You can provide for a current spouse while ensuring children from a previous relationship still inherit.
Anyone who values privacy. If you don’t want your estate to become a public record, a trust keeps everything private.
What will.com generates
Will.com generates a complete revocable living trust document, customized to your state’s requirements. You name your trustees, beneficiaries, and distribution instructions.
When you include a living trust, will.com also generates a pour-over will. This is a safety net: any assets you forgot to transfer into the trust during your lifetime get “poured over” into the trust after you pass.
After you sign: fund your trust
A trust only works for assets you transfer into it. After signing, you need to retitle your home, bank accounts, and investments in the name of the trust. This is called “funding.” An unfunded trust is just a piece of paper. Will.com provides instructions for the most common asset types.
Do I still need a will?
Yes. A trust covers the assets inside it, but a will covers everything else: personal property you didn’t transfer, guardian appointments for minor children, and any assets acquired after you created the trust.
will.com generates both together as part of a complete estate plan.
Ready to create your living trust?
Free. No account. Takes about 15 minutes. You can also add a will, power of attorney, and healthcare directive.
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